Yes, as per RBI norms, NRIs can invest in the Indian Bond Market. However, please note that not all Bonds are eligible for investment by NRIs.

Issuers have a simple 3-step KYC process which includes providing your PAN card, address proof (masked Aadhaar, Passport, and Voter ID), and bank details.

You can register on the platform by providing your mobile number. This will give you access to view opportunities that are listed on the platform. To invest in an instrument, you would need to complete your KYC in 3 simple steps: Enter your PAN, upload an address proof document, and provide your bank details. You are all set to start investing with selected instruments and issuer.

Yes. Upon submission of KYC information and completion of verification, non-individuals like HUF or private companies can also invest.

Yes, there is a minimum investment regulatory guideline specific to every investment instrument.

Available opportunities with detailed information and associated documents are available post login or sign-up. Once you log in, you will have access to both active and recently closed opportunities.

All opportunities that are listed on the platform pass through robust credit, due diligence, and risk assessment framework.

However, these investment opportunities carry varying degrees of risk. Hence, we recommend that investors understand the risk associated with every opportunity thoroughly before investing.

Diversifying your investments across multiple opportunities is recommended. We also recommend that under no circumstance should an investor invest a majority of their portfolio in a single investment option on the platform.

A demat account (CDSL or NSDL) helps investors hold shares and securities in an electronic format. Demat account number is a 16-digit number and is unique to each market participant. It includes a Depository Participant ID and a Customer number with your depository participant / broker.

If you hold mutual funds, bonds, stocks, etc. check with your depository participant or broker. You will be able to locate the demat account number by going to your profile section or pulling the last statement with your broker.

Examples of depository participants or brokers include Zerodha, Grow, Upstox, HDFC Securities, ICICIdirect, Kotak Securities, SBI Securities, etc.

You can track and monitor your investments through our detailed dashboard. We will also send you information regarding your investments on a periodic basis. Our customer relations team is available on Mon-Fri from 10:30 AM-7:30 PM if you require any further assistance.

All online investments will be reflected on your dashboard within one hour of successful investment and in the respective depository account based on the selected instrument. If there is a payment failure but the funds have been debited from your account, it can take up to 5 days for the money to be returned from the payment gateway partner, as per the RBI guidelines on all online payment failures (credit card/net banking/UPI).

The issuer of the respective instruments directly receives the invested amount. TruWealth does not accept any payments for investments made.

Repayments would be credited directly into the banking account associated with your demat account (applicable for NCDs/Commercial Paper products) directly from the respective issuer.

• Direct investment with the issuer of the instrument
• Evaluate options that are ideal for your short-term to medium-term financial goals
• Investment options offering net returns, no uncertainty of further risk adjustment

ROI is absolute growth on investment over the investment period without considering the compounding on reinvestment of periodic repayments. IRR is an effective annual return considering 100% amount is invested at the ROI over a period of 12 months

Yes. TruWealth only shares investment instruments from issuers that are compliant with applicable regulatory norms.

Yes, investors will get an email confirmation on the successful allocation of non-convertible debentures/commercial paper units into your demat account.